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Supplementary Retirement Scheme (SRS) - Sky Financial Planning

The Supplementary Retirement Scheme (SRS) is a voluntary scheme to encourage individuals to save for retirement, over and above their CPF savings. Contributions to SRS are eligible for tax relief. Investment returns are tax-free before withdrawal and only 50% of the withdrawals from SRS are taxable at retirement.

From 2016 onward, the maximum SRS contribution per year is $15,300 for Singapore Citizens and PRs and $35,700 for foreigners.

SRS can be used for investments purposes. Contact me to find out more on how to optimise the use of SRS funds.

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