by skyfp | Sep 15, 2016 | Articles
Recently encountered a prospect with a 500k housing loan, considering on the options for coverage. The main idea will be to not be confused with your objectives. Existing life insurance is to cover for loss of family income. While for the housing loan, you are now...
by skyfp | Aug 21, 2016 | Articles
Ever thought about what to do when you retire? According to latest statistics, life expectancy for male is 80, and female 85. Would you want to work till the last day of your life? I believe for many, and for me, the answer is NO. Retirement age in Singapore is 62-65....
by skyfp | Jun 13, 2016 | Articles
A unit trust is a pool of money managed collectively by a fund manager. You invest in a unit trust by buying units in a trust. Your money will be pooled with that of other investors and invested in a portfolio of assets to achieve the investment objective of the unit...
by skyfp | Jun 7, 2016 | Articles
We often hearsay that the market is volatile. Yes, the market can fluctuate. Ideally, we buy low sell high, reaping the maximum profit, but it takes skills and experience to time the market. What if you are not a good market timer? All is not lost for you who wants to...
by skyfp | May 30, 2016 | Articles
This is a question that many clients have been asking me recently. I would not recommend for or against. It depends on your investment objectives. For myself, I will only be using my CPF account when the investment opportunity is rational enough for me, as I feel...
