What to do with your year end bonus?

Top of the list for many people would be to give yourself a treat and pamper yourself. Sure, nothing wrong to reward yourself for a year of hard work. How about allocating a portion so that you can get a lifetime of rewards? Imagine getting a bonus year on year on top...

Can I have a minute of your time?

Have you been approached when you are out? “Can I have a minute of your time?” How many times have you heard this? More often than not, you would have brush it off, citing busy, saying that you do not have the time. You spend all your time working hard for...

Upkeeping your integrated shield plan

As the cost of medical treatment is increasing, a good hospitalisation plan is a good hedge to help bear the full or partial bill. If you have not gotten a basic hospitalisation, perhaps it will be a good time to give it a good thought. Do feel free to contact me for...

HPS or Decreasing Term Insurance or Level Term

Recently encountered a prospect with a 500k housing loan, considering on the options for coverage. The main idea will be to not be confused with your objectives. Existing life insurance is to cover for loss of family income. While for the housing loan, you are now...

Living life after retirement

Ever thought about what to do when you retire? According to latest statistics, life expectancy for male is 80, and female 85. Would you want to work till the last day of your life? I believe for many, and for me, the answer is NO. Retirement age in Singapore is 62-65....

Unit trusts

A unit trust is a pool of money managed collectively by a fund manager. You invest in a unit trust by buying units in a trust. Your money will be pooled with that of other investors and invested in a portfolio of assets to achieve the investment objective of the unit...

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